At the State Bank there's a lot going on. Read through some of our recent news announcements and events and keep tabs on what's happening.
We've addressed several questions but if you have more, please contact us or stop by and see the transformation for yourself!
2.74% APR† | 18 Month Fixed Initial Rate | 3.75% APR Variable
†Annual Percentage Rate (APR) is effective as of 4-23-13 and is subject to change without notice. The initial discounted rate of 2.74% APR will be in effect for 18 months. Beginning the 19th month, variable APR for the line is as low as Prime + 0% with a floor of 3.75% APR and maximum of 18.00% APR. Interest rates may vary and are indexed to the Prime Rate as published by The Wall Street Journal. Subject to credit approval. Your actual rate and credit limit will depend on loan to value and your credit score. A $249.00 processing fee is required. An early termination fee of $350.00 will be charged if the account closes within 24 months. A State Bank checking account with automatic payment is required to receive stated rate. Minimum draw of $5,000.00 is required at the end of rescission. Consult your tax advisor about the deductibility of interest. Property insurance is required (and flood insurance, if applicable). If you made only the minimum payment and took no other credit advances, it would take 10 years and 1 month to pay off a credit advance of $10,000.00 at an ANNUAL PERCENTAGE RATE of 3.75%. During that period, you would make 60 monthly payments of $100.00 (minimum monthly payment required) and then 61 monthly payments ranging from $10.20 to $100.00. Amortization is 10 years. Offer expires July 31, 2013.
4.99% Rate | 5.74% APR††
††Annual Percentage Rate (APR) is effective 4/17/2013 and is subject to change without notice. APR is based upon a $249 documentation fee, $25 VSI fee and $15 vehicle lien filing fee added to a loan amount of $15,000 financed for 60 months. Borrow $15,000 at 4.99% rate, 5.74% APR, and your monthly payment would be $288.17 for 60 months. Rate and corresponding APR may be higher based on your credit rating and term. Up to 100% LTV. Subject to credit approval. Offer expires July 31, 2013.
2.99% Rate 3.70% APR*
2008 or Newer Models I Up to 66 Months
*Annual Percentage Rate (APR) effective March 15, 2013. Rates and terms are subject to change without notice. *APR is based upon a $249 documentation fee and $25 VSI fee added to a loan in the amount of $15,000 , your monthly payments would be $274.51 for 60 months. Rate disclosed is for our highest qualified borrower and may vary depending on credit qualifications. Year 2008 or newer vehicles only. Subject to credit approval. Offer expires July 31, 2013.
Refinance 10 years or less for only $399!
3.74% Rate 3.853% APR**Annual Percentage Rate (APR) is effective 2-01-2013 and is subject to change without notice. The APR is based upon a 20% down payment and a $399.00 documentation fee. Borrow $75,000 at 3.74% rate, 3.853% APR and monthly payments would be $750.11 for 120 months. Payment does not include taxes and insurance actual payment will be greater. Maximum loan amount of $100,000. Subject to credit approval.