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Home Equity Loans

Write your own loan with a Home Equity Line.

Acquire substantial purchasing ability by turning that “paid for” portion of your home’s value into the money you need. Access your line of credit by transferring money through online banking, making a purchase with the Home Equity Line Access Card, write a check or draw a cash advance from a banking center. Apply online today. Click here to get started!

Fix it up! Home Equity Line of Credit

3.99 % APR† - 36 Month Fixed Promotional Rate

As low as 4.25% APR Variable

†Annual Percentage Rate (APR) is effective as of 03-01-16 and is subject to change without notice. The initial discounted rate of 3.99% APR will be in effect for 36 months. Beginning the 37th month, variable APR for the line is Prime Rate Plus 1.00% (4.250% APR) and a maximum of 18.00% APR. Interest rates may vary and are indexed to the Prime Rate as published by The Wall Street Journal. Subject to credit approval. Your actual variable rate will depend on loan to value and your credit score. An early termination fee equal to 2% of the credit limit up to a maximum of $350.00 will be charged if the account closes within 24 months. Consult your tax advisor about the deductibility of interest. Property insurance is required (and flood insurance, if applicable). If you made only the minimum payment and took no other credit advances, it would take 15 years to pay off a credit advance of $10,000.00 at an ANNUAL PERCENTAGE RATE of 4.25%. During that period, you would make 60 monthly payments ranging from $32.60 to $36.10. Then you would make 120 monthly payments ranging from $102.35 to $102.44. A $299 documentation fee will be charged at account opening. 


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