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Consumer Information

Message about Heartbleed Vulnerability

SB Financial Group is aware of the Heartbleed vulnerability which has been in the news recently. This vulnerability creates a security concern for users of OpenSSL, a widely used open-source cryptographic software library. It can allow attackers to read the memory of the systems using vulnerable versions of the OpenSSL library.

Please be aware that State Bank does not use OpenSSL within our environment. Only SSL certificates and SSL/TLS transport are used within the State Bank infrastructure, and we do not make use of any open source or freeware encryption products.

As always, we strive to protect your personal information from theft or compromise.


State Bank will never call, text or email you requesting personal information, account number, debit card number or PIN. If you receive a suspicious phone call, text or email asking for personal information please call the number on the back of your card or 877.867.4218.

Warning from FDIC regarding fraudulent emails

Business Alert:
Posted June 7, 2013-
Fraudulent Payroll Checks

Midwest Community Federal Credit Union has had four new accounts opened with fraudulent checks. The perpetrators all opened accounts with new Ohio Nondriver IDs and fraudulent payroll checks from known local businesses. The addresses on the IDs matched the addresses on the payroll checks. The checks were drawn off of Chase and Bank of America and were payable for amounts ranging from $ 1,698.72 to $2,141.52. Newly issued Ohio Nondriver IDs were used by all four individuals. These individuals used fake payroll checks with stubs for verification of address at the BMV.

To report any fraudulent activity, please contact the Defiance Police Department at (419) 784-5050.

Please click any of the links below for more information on how to protect yourself.

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