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Auto Loans

Automobile financing comes in all shapes and sizes.

We’ll help you understand all of your options so you can make the best financing choice. Whether the car of your dreams is new or used, we have a variety of financing terms for a payment to fit your budget. Use the link below to NADA Guides for helpful vehicle information and pricing.

Shopping for a better rate? Look no further!

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2.94% Rate 3.25%*APR

(Years 2008 - 2012 up to 66 months)

4.54% Rate 5.12% APR

APR (Years 2006 - 2007 up to 48 months)

Annual Percentage Rate (APR) effective February 6, 2012. Rates and terms are subject to change without notice.
*APR is based upon a $99 documentation fee, $15 VSI fee and $15 vehicle lien filing fee added to a loan in the amount of $15,000 financed for 60 months. Payment Example: Borrow $15,000 at 2.94% rate, 3.25% APR, monthly payment would be $ 271.44 for 60 months. Year 2008 and newer vehicles only.

Rate and corresponding APR may be higher based on your credit rating and term. Loan to value can vary from 100% -120% of retail value based on your credit rating and whether the automobile is a purchase or a refinance. A State Bank and Trust Company checking account with automatic payment is required to receive stated rate. Subject to credit approval.

» Nada information

Get started today by contacting us or find a banking center in your area!When you need a loan, just ask The Bank. We know the Way.